Student loans Dates
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FEB 7End-of-year student loan repayments are due. If you have an amount to pay, you'll have received a letter or text message from us.
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APR 1Overseas-based student loan repayment due if you do not have a temporary repayment suspension.
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APR 1We add an administration fee to student loans to help pay for some of the ongoing costs of administering the loan
Your student loan payments may change when you move overseas or return to New Zealand after being away.
Going overseas
If you're outside of New Zealand for around 6 months, you might become overseas-based. If you're overseas-based:
- interest will be applied to your student loan from the day after you left New Zealand
- your loan repayments will be based on the balance of your loan at the time you left New Zealand. If your loan balance goes up, your repayments may go up. However, if your balance goes down, your repayments will not.
If you return to New Zealand and stay for around 6 months, you might become New Zealand-based. If you're New Zealand-based, your student loan:
- is interest-free from the date you returned to New Zealand
- repayments are based on how much you earn.
Last updated:
04 Mar 2024