Te whakaputa i tētahi kaimahi hou i KiwiSaver Opt a new employee out of KiwiSaver
Employees you’ve enrolled into KiwiSaver can ask you to opt them out. Employees who’ve chosen to opt into KiwiSaver cannot opt out.
Employee gives you their opt out request
You'll have given your employee their KS10 already. It’s in their KiwiSaver enrolment pack.
Check their request is within the opt out period
New employees automatically enrolled by you can opt out of KiwiSaver. But only between 2-8 weeks of them starting work (on or after day 14 and on or before day 56).
After this it's a late opt-out. It’s a request we approve, but only in some situations.
They need to post their late opt out request to us, or apply online.
Employees who opt out late from KiwiSaver
Starting employees in KiwiSaver
Make a copy of the KS10 for your records
Send a copy of the KS10 to us
To do this in myIR for employees:
- already added to your employees list - Select ‘Employees’ on the payroll account. Access the employee you wish to opt-out. Select ‘Opt-out of KiwiSaver’ under the 'I want to…' heading. Enter the required details and submit
- not yet added to your employees list - fill in the required KiwiSaver opt-out details while uploading this employee.
If you file by paper you can send us a copy of the KS10 with your next Employer schedule (IR348).
What happens next
We’ll refund to:
- you any CEC you have sent to us
- your employee the KiwiSaver deductions you have told us about.
KiwiSaver deductions you have not included in your return can be refunded directly to your employee.
You’ll need to apply for a refund of any employer superannuation contribution tax (ESCT) you’ve paid to us.