Growing my KiwiSaver account

What

Increase your contributions towards your KiwiSaver account

Who

You and your employer contribute

To grow your KiwiSaver account, you and your employer contribute. You can also make voluntary contributions. Your employer must contribute the minimum of 3% of your before tax pay unless they are already contributing to another superannuation fund.

If you're paying your KiwiSaver contributions through us, you can:

use the ‘Pay tax’ option and select 'KiwiSaver' through your internet banking
set up an automatic payment.

The government will add to your savings each year if you contribute and meet certain requirements.

Investment returns

Your KiwiSaver provider will use the contributions added to your account to invest in different kinds of investments.

The investments will have different amounts of risk depending on what type of fund you have chosen. The investments can create potential returns which will help grow your KiwiSaver.

Pages in this section

Employee contributions to KiwiSaver Contributions to KiwiSaver accounts will usually be through your pay, or you can talk to a scheme provider.
Employer contributions to KiwiSaver If you’re a KiwiSaver member and you contribute from your pay, your employer must also contribute.
Getting the KiwiSaver government contribution The Government will contribute up to $521.43 towards your retirement savings each year.
Making payments directly to my KiwiSaver provider You can make payments to your KiwiSaver account voluntarily at any time. You may want to top up to get more of the government contribution.
Tracking my KiwiSaver contributions You can track your KiwiSaver contributions at anytime in My KiwiSaver.

Te whakapiki i taku pūtea KiwiSaver Growing my KiwiSaver account

Investment returns