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Delays to response times: It's taking longer than usual to answer calls and myIR messages, including for unclaimed money. You may be able to use self-service options in myIR. You can also find information on our website by typing in what you want to do in the search bar. Thank you for your understanding. Log in to myIR

Te KiwiSaver mēnā e penapena kē ana au mō taku ahungarua KiwiSaver if I'm already saving for my retirement

What
Compare your existing savings plan with KiwiSaver.
Who
Those with existing savings plans.
When
Anytime

If you're already saving for retirement you can compare your retirement or superannuation plans with KiwiSaver before you decide whether to join.

If your existing retirement or superannuation plan is a complying fund its benefits and rules are similar to KiwiSaver's.

Ask your provider if you do not know if your scheme is a complying fund.

If your employer makes contributions to your other scheme, this can affect the amount of compulsory employer contribution they are required to pay, so you may not be entitled to another employer contribution to your KiwiSaver scheme.

Ask your employer or existing superannuation provider for more information, and consider discussing your options with an authorised financial advisor.

Last updated: 28 Jun 2021
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