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When your loan balance is less than $1,000, we will let you know that you are getting close to repaying your loan.

If you earn salary or wages and have only 1 employer, we will notify your employer when your loan will be paid off in the next 3 pay periods. We'll ask your employer to adjust the last loan payment to clear your loan balance, and then stop student loan deductions.

Once the loan is paid off, we will confirm to you and all your employers that student loan deductions are no longer required.

Any overpayments of your loan will be either repaid to you or the overpayment settings you’ve set in your myIR account applied. If you're close to paying off your loan, make sure your bank account details are up to date in myIR.

Log in to myIR

Use our student loan repayment calculator if you want to see how long it will take to pay off your loan.

Student loan repayment calculator

Last updated: 23 Feb 2022
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